By Feature7 tools reviewed

Best AI Platforms With Client Sub-Accounts and Rebilling (2026)

Written by Sohaib Ahmad, founder of DM Champ • Updated October 2026 • 7 platforms reviewed, prices checked on 17 October 2026

Written by DM Champ's founder, with DM Champ on the list. Which platforms publish client sub-accounts, your own domain, rebilling through your own Stripe and one billing view, and how rebilling works in DM Champ.

The verdict

DM Champ, which publishes this page, covers client sub-accounts, rebilling and a single spend view on the Agency plan at $297/mo: 10 client sub-accounts (then $27/mo each, unlimited on Agency Unlimited at $497/mo), your own domain, SaaS Mode billing through your own Stripe or PayPal, and per-client credit usage on one Sub Accounts page. Those four (sub-accounts, own domain, rebilling through your own Stripe, one billing view) are what this page checks on every platform.

Disclosure: DM Champ is one of the platforms on this page. Every competitor cell was read on that vendor's own pricing or partner page on 17 October 2026. On those pages, Fusion Calling also publishes sub-accounts, your own domain and Stripe rebilling, for voice agents. GoHighLevel publishes unlimited sub-accounts and puts rebilling with a markup on its $497/mo Agency Pro plan. The others publish some of the four, and where a page does not say, the table says "not published" rather than "no".

At a glance

ToolClient sub-accountsOwn domainRebilling through your own StripeOne billing viewEntry price for the agency tier
1. DM Champ10 on Agency, then $27/mo each; unlimited on Agency UnlimitedYesYes, SaaS Mode with Stripe or PayPalYes, per-client credit usage on the Sub Accounts page$297/mo
2. GoHighLevel3 on Starter, unlimited from UnlimitedNot published per tier; the pricing FAQ says the desktop web app can be white labelledPhone and email at cost on Unlimited; with markup and SaaS Mode on Agency ProNot published$97/mo (Starter); unlimited sub-accounts $297/mo; SaaS Mode $497/mo
3. Fusion Calling6, 20 or unlimited by planYes"Stripe rebilling built in"Not published$99/mo
4. ConvoCore20 on White Label, unlimited on EliteNot publishedSaaS mode and client self-signup on Elite"Per-client analytics"$199/mo
5. VendastaUnlimited client accountsYes, custom Business App domains from ProfessionalInvoices and payments on every planNot published$499/mo minimum (Professional, 1-year contract); Starter $99/mo is co-branded only
6. Stammer AISub-account wallets, count not publishedYes, on Pro White LabelClients pay you at your own prices; Stripe not namedNot published$99/mo
7. Pickaxe3 workspaces on Gold, unlimited on ProYesMonetization through StripeNot published$37/mo

All prices in US dollars, from each vendor's page on 17 October 2026: gohighlevel.com/pricing, fusioncalling.com/whitelabel, convocore.ai/pricing, vendasta.com/pricing, stammer.ai, pickaxe.co/pricing. DM Champ charges the same numerals in euros in the EU and pounds in the UK.

The four things an agency AI platform needs
PlatformClient sub-accountsOwn domainRebilling via your StripeOne billing view
★DM Champ✓✓✓Stripe or PayPal✓
GoHighLevel✓~web app, tier not stated~markup on $497~not published
Fusion Calling✓✓✓~not published
ConvoCore✓~not published~Elite✓per-client analytics
Vendasta✓✓from Professional~invoices and payments~not published
Stammer AI~count not published✓~wallet, Stripe not named~not published
Pickaxe~workspaces✓✓~not published
From each vendor's own pricing or partner page, read 17 October 2026. Not published means the page does not say, not that the feature is missing.
Sub-accounts are common. Rebilling through your own Stripe and a single view of client spend are where the platforms differ.

How rebilling works in DM Champ

Each client account sits under your agency with its own AI agents, contacts, chats and settings. There is one level: a client account cannot create sub-accounts of its own. You choose per client how it is billed.

Managed mode. You create the client account, set its monthly credit allowance and invoice the client yourself, off the platform, by bank transfer or your own accounting tool. The client never sees a plan picker or a payment page. This suits done for you setups and agencies in countries Stripe does not serve.

SaaS Mode. The client signs up through your payment link and pays you through your own connected Stripe or PayPal, with your markup applied automatically. You set the plan prices and the per-credit price, above a platform minimum, and keep the spread. The account is created and dropped into onboarding without you touching it, and plans can bill monthly or yearly.

Free trials per plan. Any plan can carry a free trial of 1 to 90 days, with or without a card up front (switch off Require card to start trial to skip it). When the trial ends, Stripe charges the plan price automatically. Switch on Hard expiry after trial and unused trial credits go back to your pool when a trial ends without an upgrade.

Caps on rolled over credits. Set Keep at most (how many months of allowance a client may carry) or Expire unused credits after (a number of days) on a plan or one client, so a client who barely uses the product cannot pile up credits against your pool.

Regions Stripe does not serve. Connect PayPal instead, or use a custom payment provider with the auto recharge webhook: when a client's balance drops below its threshold, the platform calls your server, you charge the client through your own provider and grant the credits by API.

One view of spend. The Sub Accounts page shows how many client agents are on and off, how much of your credit pool is allocated to clients, and per client the credits purchased, consumed and remaining, usage by reason and a transaction table.

The full walkthrough is on the white label AI platform for agencies page and in the sub-account setup playbook.

1. DM Champ

Sub-account tier: Agency at $297/mo includes 10 client accounts, then $27/mo per extra account. Agency Unlimited at $497/mo has unlimited client accounts with no per-account fee, and past roughly 17 client accounts it is the cheaper of the two. Both are 50% off paid yearly. Best for: Agencies reselling AI agents on WhatsApp, Instagram, Messenger, SMS and web chat. Standout: Rebilling through your own Stripe or PayPal in SaaS Mode, with plan trials, rollover caps and the auto recharge webhook for regions Stripe does not serve. Agency includes 1,000 AI credits a month and Agency Unlimited 2,500. Drawback: No CRM, funnels or email marketing. Pair it with another tool if those are part of your offer.

2. GoHighLevel

Sub-account tier (read 17 October 2026): Starter $97/mo with 3 sub-accounts, Unlimited $297/mo with unlimited sub-accounts and phone and email rebilling without markup, Agency Pro $497/mo with SaaS Mode, automated sub-account creation and rebilling with markup. Per gohighlevel.com/pricing. Best for: Agencies running the full marketing stack for many clients. Drawback: AI is billed per sub-account on top ($50 or $97/mo for the AI Employee), and WhatsApp is a $10/mo add-on per sub-account. Full breakdown: GoHighLevel pricing 2026.

3. Fusion Calling

Sub-account tier (read 17 October 2026): Starter $99/mo with 6 sub-accounts, Growth $299/mo with 20, Scale $499/mo with unlimited. Per fusioncalling.com/whitelabel. Best for: Agencies reselling voice agents. The page says it runs on your own domain with Stripe rebilling built in. Drawback: Voice only; the page does not mention chat or messaging channels.

4. ConvoCore

Sub-account tier (read 17 October 2026): White Label $199/mo with 20 sub-accounts and per-client analytics, White Label Elite $349/mo with unlimited clients, SaaS mode and client self-signup. Per convocore.ai/pricing. Best for: Agencies that want 20 client accounts at a mid price. Drawback: Custom domain and client billing setup are not described on the pricing page.

5. Vendasta

Sub-account tier (read 17 October 2026): Every plan lists unlimited client accounts. Starter $99/mo minimum is co-branded only. White label starts on Professional at $499/mo minimum (1-year contract): a white label client portal, your own logo with Vendasta branding removed and custom Business App domains. Premium at $999/mo minimum adds a multi-location client portal. Per vendasta.com/pricing. Best for: Agencies reselling a marketplace of local marketing products.

6. Stammer AI

Sub-account tier (read 17 October 2026): Pro White Label at $99/mo. Clients get their own sub-account wallet and pay you directly for usage at prices you set. Per stammer.ai. Best for: Small agencies selling chat and voice agents. Drawback: The sub-account count, the payment processor and a view of spend across clients are not published.

7. Pickaxe

Sub-account tier (read 17 October 2026): Gold from $37/mo with 3 workspaces, Pro from $147/mo with unlimited workspaces. Custom domain, white labeling and Stripe monetization on every plan. Per pickaxe.co/pricing. Best for: Selling AI tools to many paying users rather than running a client's conversations.

How to choose

  • How many clients? Up to 10 fits DM Champ Agency at $297/mo; Agency Unlimited at $497/mo has no cap. The sub-account capacity planner helps you size it.
  • Do clients pay you directly? Look for rebilling through your own Stripe: DM Champ on both Agency plans, GoHighLevel with markup on $497, Fusion Calling, Pickaxe.
  • What do you deliver? AI agents in DMs and chat: DM Champ. The full marketing suite: GoHighLevel. Voice: Fusion Calling.

How we keep this list current

We re-read every competitor price when we update this page. Last checked 17 October 2026. Email [email protected] to flag a change.

Updated October 17, 2026Category: By FeatureBy the DM Champ team
FAQ

Frequently asked, answered.

On the vendors' own pages, read 17 October 2026: DM Champ (10 client sub-accounts on Agency at $297/mo, unlimited on Agency Unlimited at $497/mo, clients pay you through your own Stripe or PayPal), Fusion Calling (6, 20 or unlimited sub-accounts with Stripe rebilling), GoHighLevel (unlimited sub-accounts from $297/mo, rebilling with markup on $497/mo Agency Pro) and ConvoCore (20 sub-accounts at $199/mo, SaaS mode on Elite at $349/mo).
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